Guidelines & Rules (pdf format)

YOU ARE TO COLLECT PREMIUM DUE AND REMIT NET AMOUNTS AS SHOWN ON YOUR MONTHLY STATEMENT. YOU WILL RETAIN YOUR EARNED COMMISSION. IF YOUR CLIENT WISHES TO FINANCE THE PREMIUM, NOTE THAT DISPERSAL OF FINANCED PREMIUMS FROM FINANCE COMPANIES MUST ARRIVE AT CREATIVE BY YOUR AGENCY BILL DUE DATE (15TH OF THE MONTH FOR PRIOR MONTHS TRANSACTIONS).

(DIRECT BILL ACCOUNTS)

YOUR CLIENT WILL BE SENT A RENEWAL SOLICITATION BY THE COMPANY APPROXIMATELY 35 DAYS IN ADVANCE OF EXPIRATION. IF UPDATED INFORMATION IS REQUIRED, YOUR AGENCY WILL BE DIRECTED TO OBTAIN THE INFORMATION PRIOR TO RENEWAL OFFER. IF NON-RENEWAL IS NECESSARY, IT WILL BE PROVIDED IN ACCORDANCE WITH STATE LAW. ON DIRECT BILL PERSONAL LINES POLICIES THE INSURED WILL HAVE THE OPTION OF PAYING THE FULL ANNUAL PREMIUM OR MAKING PAYMENTS ON THE 40/30/30 PAY PLAN. UPON YOUR REQUEST WE CAN ALSO BILL TO THIRD PARTIES SUCH AS: MORTGAGES, CONTRACT SELLERS, ETC.

NOTE: RENEWAL ORDER ALONG WITH PROPER PAYMENT MUST BE RECEIVED PRIOR TO EXPIRATION TO AVOID A LAPSE IN COVERAGE ON DIRECT BILL ACCOUNTS.

TRANSPORTATION FILINGS, CERTIFICATES OF INSURANCE, CERTIFICATES TO STATE AUTHORITIES

Only Creative may provide or arrange for Filings, Certificates of Insurance, or Certificates of Insurance to State Authorities.