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PREMIUM INDICATIONS
AND QUOTES
Premium Indications or quotes may be provided on risks by
our underwriters following review and rating based on applications
and materials provided. You will be provided instructions
as to what information is needed, appropriate applications,
etc. when you call for specific risks. You may fax application
materials to your underwriter.
APPLICATION FORMS
In many commercial lines cases, a properly / fully completed
“ACORD” Application is acceptable. We have some
program applications and supplemental applications required
by our markets – depending upon the line of insurance.
We also have program applications for our Personal Lines Products
such as Dwelling, Mobile Home, Homeowners, etc. When a special
application is required, you may obtain this application from
our website or our underwriter can fax, e-mail or mail the
appropriate form to your office.
BINDERS
Only Creative Underwriters is authorized by its Companies
to bind or amend coverage according to our Authority with
the market concerned. Our underwriters and staff of assistants
are available to help you in this regard.
NOTE:
LIMITED BINDING AUTHORITY IS EXTENDED ON MOST PERSONAL LINES.
IF SUCH RISK IS ACCEPTABLE, AS DEFINED BY BULLETINS, RULES,
GUIDELINES, THE RISK WILL BE BOUND AS OF THE DATE OF POSTMARK
ON THE STAMPED ENVELOPE CONTAINING THE APPLICATION. METERED
MAIL IS BOUND ON DATE RECEIVED BY CREATIVE ON NEW BUSINESS
PERSONAL LINES WHICH MEET THE UNDERWRITING CRITERIA FOR ACCEPTABLE
RISKS. YOUR UNDERWRITER IS AVAILABLE TO BIND COVERAGE IMMEDIATELY
BASED ON YOUR FAXED APPLICATION AND REQEST FOR BINDING PENDING
RECIEPT OF ORIGINAL ALONG WITH THE PREMIUM NEEDED.
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